Getting to life’s third floor is no mean feat. There is probably a list of things you want to have achieved before 30. Having your bucket list is great, but below are 7 things you should make sure you learn and possibly master before you crack 30 years.
1. The Art of Budgeting
Initially, budgeting may be easy enough, seemingly only requiring some mental math. As time goes by and as the adult responsibilities start kicking in, knowing how to budget will become invaluable. With that first income comes first bills. A budget will help you know the best way to make use of how little or how much you have.
If you have an irregular income, incorporating a one-year budgeting plan may seem impossible. It is, however, the best way to go. Even with an irregular income, the bills and due dates are regular. A one year plan will help you plan around them. It is a skill you’ll be grateful you learned when you hit 30.
2. How to Invest
Investing is a way to grow your wealth. It is making money work for you. Even with a dream job, a regular salary may not get you to the wealth levels you want to be at. The stock market is the most common investment avenue, as is real estate. Both tax-advantaged accounts (like 401ks) and taxable accounts can be used for investing. Through budgeting, you can constantly set money aside with which you slowly learn to invest and grow your wealth.
3. The Art of Cooking
Budgeting will reveal that food is the third-largest expense after housing and transportation. While eating out seems convenient and time-saving, it dents your wallet severely over time. Learning how to cook at home is not only a healthy alternative but a cheaper one. You can make something simple that will save you money that could have been used on take-out.
4. How to Be Critical of Information You Receive
These days, it is important to question everything. Even when something aligns with your beliefs and opinions, it is important to be able to distinguish between fact and fiction. Information should be widely sourced and cross-referenced, and you should always be ready to change your thoughts on a subject.
5. How to Be Kind
Before typing anything online, it is important to ask yourself if you would say the same thing in person. Putting yourself in other people’s shoes is a good way to cultivate kindness and consideration for your fellow human being. In your 20s, it is the best time to learn to be the best version of yourself, both in-person and online. Learn kindness, compassion, and respect.
6. How to Pivot Your Life
Change is the only constant. If the path you started on is just not working out, you have to learn to pivot into new directions. You must think things through every time and have a clear vision for your new direction. Overcoming the fear of change in your 20s will make it easier to take on new challenges later in life.
7. How to Run Your Race
It is easy to self-compare. Your journey will never resemble someone else’s. Getting caught up in other people's actions will not allow you to focus on your dreams and aspirations. You will lose sight of your goals and dreams. It is important to learn to do you early enough and not be swayed by the actions of others. Your 30s will thank you.